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Terms & Conditions and Privacy Policy for The Funding Nest

General Acceptance

By accessing or using The Funding Nest website (“Website”) and related services (“Services”), you agree to comply with and be bound by these Terms & Conditions and Privacy Policy. If you do not agree with any portion of these terms, please discontinue use of the Website and Services immediately.

The Funding Nest reserves the right to update, modify, or revise these Terms & Conditions at any time without prior notice. Continued use of the Website after any changes are posted constitutes acceptance of those changes.

Eligibility

By using our Services, you represent and warrant that:

  • All information provided is truthful, accurate, and complete
  • You are authorized to act on behalf of the business applying for financing
  • Your use of the Website and Services complies with all applicable laws and regulations

The Funding Nest reserves the right to refuse service or deny applications at its sole discretion.

Provided Services

The Funding Nest offers a variety of business financing solutions, including but not limited to term loans, business lines of credit, SBA loans, working capital solutions, and equipment financing.

All financing products are subject to underwriting review, approval requirements, and separate financing agreements where applicable. Submission of an application does not guarantee approval, rates, terms, or funding.
The Funding Nest may update, modify, suspend, or discontinue any service or financing program at any time without prior notice or liability.

Privacy & Information Usage

By submitting information through our Website, applications, or communication channels, you consent to the collection and use of your personal and business information for the purpose of evaluating financing opportunities, servicing accounts, improving services, and communicating regarding products and offers.

Information may be shared with affiliated companies, lending partners, service providers, or financial institutions as necessary to evaluate and provide financing solutions.

The Funding Nest uses commercially reasonable security measures and encryption technology designed to help protect your personal, business, and banking information.

Consent to Communications

By providing your contact information, you expressly consent to receive phone calls, emails, SMS/text messages, and marketing communications from The Funding Nest and its affiliates regarding financing products, promotions, application updates, and related services.

These communications may be delivered using automated technology or prerecorded messaging. Message and data rates may apply.
You may opt out of marketing communications at any time by using the unsubscribe link in emails or replying STOP to text messages.

General Undertakings

By using this Website and Services, you agree that you will not:

  • Use the Website or Services for any unlawful or unauthorized purpose
  • Provide false, inaccurate, or misleading information
  • Attempt to gain unauthorized access to systems, accounts, or data
  • Upload viruses, malicious software, or harmful code
  • Interfere with the functionality, security, or operation of the Website
You are solely responsible for all activity conducted through your use of the Website and Services.

Consent to Text Messaging & Email Communications

By submitting your information through The Funding Nest website, application forms, or communication channels, you expressly consent to receive communications from The Funding Nest, including:

  • Phone calls
  • SMS/text messages
  • Emails
  • Marketing and promotional offers
  • Application and account updates
These communications may be delivered using automated technology, autodialers, or prerecorded messages to the phone number and email address provided.
Message and data rates may apply. Consent is not required as a condition of obtaining financing or services.
You may opt out of email marketing communications by clicking the unsubscribe link included in emails. To stop receiving SMS communications, reply STOP at any time.

Privacy & Information Security

The Funding Nest uses commercially reasonable safeguards, secure systems, and encryption technology designed to help protect your personal, business, and banking information throughout the application and funding process.

By using our Services, you acknowledge that electronic communications and transmissions over the internet may not always be completely secure and may pass through networks outside of our control.
Please review our Privacy Policy for additional information regarding how your information is collected, used, and protected.

Consent to Communications & Affiliate Sharing

By submitting your information to The Funding Nest, you authorize us and our affiliated companies, lending partners, and service providers to contact you regarding financing products, services, promotions, and account-related updates through phone calls, emails, and SMS/text messaging.

You acknowledge and agree that your application information may be shared with affiliated entities, funding providers, or business partners for the purpose of evaluating financing opportunities, processing applications, servicing accounts, or providing additional financial products and services.
By providing your contact information, you consent to receive communications through automated dialing systems, prerecorded voice messages, and electronic communications unless and until you opt out directly through our approved unsubscribe methods.
You agree that The Funding Nest, its affiliates, partners, and related entities shall not be held liable for claims, damages, or legal actions related to authorized phone calls, text messages, or email communications sent before an opt-out request has been received and processed.

Limitation of Liability

The Funding Nest shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of the Website or Services. All services are provided “as is” without warranties of any kind, whether express or implied.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the applicable laws of the state in which The Funding Nest operates, without regard to conflict of law principles.

Contact Information

For questions regarding these Terms & Conditions or Privacy Policy, please contact The Funding Nest using the contact information provided on our Website.

Privacy Policy for The Funding Nest

Effective Date

This Privacy Policy explains how The Funding Nest (“The Funding Nest,” “we,” “our,” or “us”) collects, uses, stores, protects, and shares information obtained through our website, applications, and related financing services.

By accessing our website or submitting information through our services, you consent to the practices described in this Privacy Policy.

Information We Collect

The Funding Nest may collect personal, business, financial, and technical information, including but not limited to:

  • Full name
  • Business name
  • Phone number
  • Email address
  • Mailing address
  • Banking and financial information
  • Business revenue and operational details
  • Credit-related information
  • IP address and device/browser information
  • Application history and funding activity
We may also collect information provided through online forms, applications, emails, phone calls, SMS/text messaging, customer support interactions, and third-party integrations.

How We Use Your Information

The Funding Nest may use collected information to:

  • Review and evaluate funding eligibility
  • Process applications and financing transactions
  • Communicate regarding applications, accounts, and services
  • Provide customer support and account assistance
  • Improve website functionality and user experience
  • Send marketing, promotional, and service-related communications
  • Maintain security and detect fraud
  • Comply with legal, regulatory, and compliance obligations

Consent to Communications

By providing your information through our website or applications, you consent to receive communications from The Funding Nest and its affiliates, including:

  • Phone calls
  • SMS/text messages
  • Emails
  • Marketing and promotional communications
  • Application status updates and reminders
These communications may be sent using automated technology, autodialers, or prerecorded messaging.
Message and data rates may apply. Consent is not a condition of obtaining financing or services.
You may opt out of marketing emails by using the unsubscribe link included in communications or opt out of SMS/text messages by replying STOP at any time.

Information Sharing

The Funding Nest may share your information with:

  • Funding partners and lenders
  • Affiliated or related companies
  • Service providers and vendors
  • Payment processors and financial institutions
  • Credit bureaus and underwriting partners
  • Governmental or regulatory authorities when required by law
Information may be shared for underwriting, funding evaluations, servicing, compliance, fraud prevention, operational support, and marketing purposes.
The Funding Nest does not sell personal information to unrelated third parties for independent marketing purposes.

Data Security

The Funding Nest uses commercially reasonable administrative, technical, and physical safeguards designed to help protect your personal, business, and financial information from unauthorized access, misuse, or disclosure.

However, no method of internet transmission or electronic storage can be guaranteed to be completely secure, and we cannot guarantee absolute security.

Cookies & Tracking Technologies

Our website may use cookies, analytics platforms, and similar tracking technologies to:

  • Improve website performance and functionality
  • Analyze website traffic and usage patterns
  • Personalize user experiences
  • Support advertising and marketing campaigns
You may disable cookies through your browser settings; however, certain features of the website may not function properly.

Third-Party Websites

Third-Party Websites Our website may contain links to third-party websites or external services. The Funding Nest is not responsible for the privacy practices, content, or policies of third-party websites.

Users are encouraged to review the privacy policies of any external websites before submitting personal information.

Retention of Information

The Funding Nest may retain personal and business information for as long as necessary to:

  • Provide financing services
  • Maintain business records
  • Comply with legal and regulatory obligations
  • Resolve disputes
  • Enforce agreements and policies

Your Rights & Choices

Depending on applicable laws, you may have the right to:

  • Access certain personal information
  • Request corrections to inaccurate information
  • Request deletion of eligible information
  • Opt out of marketing communications
Requests regarding your information may be submitted using the contact information listed on our website.

Changes to This Privacy Policy

The Funding Nest reserves the right to update or modify this Privacy Policy at any time without prior notice. Changes become effective immediately upon posting to the website.

Your continued use of the website or services after updates are posted constitutes acceptance of the revised Privacy Policy.

Contact Us

If you have questions regarding this Privacy Policy or how your information is handled, please contact The Funding Nest using the contact information provided on our website.

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